Privacy Policy
1. Who We Are
This website is operated by K2B Financial. We provide educational information, financial planning conversations, insurance-related services, and related services to people in the United States, Canada, and Puerto Rico.
2. Information You Provide
We collect information you choose to submit through forms, calls, emails, or scheduling links. Depending on how you contact us, this may include:
- Your name, email address, phone number, city, and state or province
- The service you are interested in and any message or questions you send
- Information you provide when requesting a free Expert Financial Analysis or consultation
- Career application information, including licensing status, experience, desired commitment, LinkedIn URL, and your responses to application acknowledgements
The career application asks whether you have a valid Social Security Number for licensing and compliance purposes, but the website does not ask you to enter your Social Security Number into the application form. Please do not submit sensitive financial account numbers, passwords, or other confidential information through a website message.
3. Information Collected Automatically
Our hosting and security systems may automatically receive limited technical information such as your IP address, browser type, device type, pages visited, and the date and time of a request. We use this information to operate, secure, troubleshoot, and improve the website.
4. How We Use Information
We may use information we receive to:
- Respond to questions and consultation requests
- Provide information about financial, insurance, notary, and related services
- Review and respond to career applications
- Schedule and manage appointments you request
- Maintain website security, prevent misuse, and comply with legal obligations
- Improve our website and communications
5. How We Share Information
We do not sell your personal information. We may share information with trusted service providers that help us host the website, store submissions, schedule appointments, send communications, or provide requested services. We may also disclose information when required by law, to protect rights and safety, or as part of a business transfer.
When you follow a link to a third-party service, such as Calendly, YouTube, Facebook, LinkedIn, Ethos Life, or another provider, that provider's privacy policy applies to information you submit or activity you have on its service.
6. Cookies and Tracking
K2B Financial does not currently use advertising cookies or sell browsing information for targeted advertising. Essential technologies used by the website or third-party links may be necessary for security, functionality, scheduling, or embedded content.
7. Data Retention and Security
We retain information for as long as reasonably necessary to respond to requests, provide services, evaluate applications, maintain business records, resolve disputes, and meet legal requirements. We use reasonable administrative, technical, and organizational safeguards, but no method of transmission or storage is completely secure.
8. Your Choices
You may contact us to ask questions about personal information you have submitted or to request correction or deletion where applicable. You may also decline to provide optional information, although we may not be able to respond fully or provide certain services without information needed for that request.
9. Children's Privacy
This website is not directed to children under 13, and we do not knowingly collect personal information from children under 13.
10. Changes to This Policy
We may update this policy from time to time. The updated version will be posted on this page with a revised effective date.
11. Contact Us
If you have questions about this Privacy Policy or your information, contact K2B Financial:
- Phone: (903) 218-2508
- Email: kbalaji@experiorfinancialgroup.com
- Website: k2bfinancial.com